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College or retirement? Don’t choose one, accommodate both

You know you have a hard choice to make in front of you when you are deciding whether to save for your child’s college education or your own retirement. Only the best for my children—isn’t it the motto of every parent, after all? Especially, the parents who had a hard time funding their own education […]

Choose the right type of ‘cheap’ term insurance

Term life insurance does not have all the benefits of a whole life insurance policy. But on the positive side, term life insurance requires you to pay a lot less in premiums. A term life policy runs for a certain length of time during which benefits will be paid out in the case of your […]

Affordable Term Insurance: let’s deliberate

When we are talking about affordable term life insurance, there is always the minor hiccup to figure out how much is affordable for you exactly. While you have a plethora of term life insurance options online, some claiming to be most affordable and most giving you a list of direct quotes you can decide from […]

When Your Term or Whole Life Insurance Policy Lapses

Learn what are your options when your term life insurance or whole life insurance policy lapses and how to reinstate it. There’s no question that life insurance is a critical part of your personal and family financial planning. But in today’s busy world, with as many things as you’ve got going on, it’s possible that […]

What is Whole Life Insurance and How to Find the Best Whole Life Quote?

All life insurance policies pay a death benefit, but certain policies, known as “cash value” or whole life insurance policies, so more than that. These policies accumulate a cash value over time, which you can withdraw or borrow from after a certain period of time. Compared to term life insurance policies – pure insurance policies […]