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If your student is driving an older vehicle there is no reason to carry a full coverage policy on the vehicle. Most states minimums only require liability insurance on cars that do not have a car loan on them. Full coverage policies cost a lot more and add unnecessary costs to your insurance premiums. Tips […]

Your credit history may affect your car insurance premium. Auto insurers believe that your credit score is an indicator of whether you are going to make a claim, and price your insurance policy accordingly. A July 2007 report from the FTC confirmed a correlation between one’s insurance score and the likelihood of filing a future […]