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At the outset, to fix credit, start paying all your utility bills within due-dates. Late payments can only further mar your credit history. To help you in this, construct a budget and be wary of your expenses to insure that expenditure does not overshoot cash flow. Another way to build credit is to open a […]

As the label suggests, unsecured cards do not demand any pre-payment or asset that acts as a security. These cards are issued after a thorough examination of credit score and income. Unlike with other types of credit cards the interest rate of unsecured cards is bigger. If you want to build credit using an unsecured […]

You have the right to request a free credit report every twelve months from each of the three credit reporting agencies – TransUnion, Equifax, and Experian. If you believe that your credit repot contains some wrong or incomplete data, the law gives you the permission to demand the investigation and removal of inaccuracies from your […]