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According to the bank of America loan modification, nearly 70,000 homeowners have got permanent loan modification. It’s helping the needy people to lower their monthly mortgages and thus save their home from foreclosure. The bank of America has stated that nearly 70,000 homeowners have completed their home affordable loan modification program and have got a […]

Filing credit card bankruptcy could be considered a viable option for those borrowers who are struggling to pay their credit card debts on time on account of job loss or hopeless financial situation. While debtors could consider filing a chapter 7 bankruptcy to get rid of excessive high interest credit card dues, there could be […]

The new bankruptcy law which is effective from 2005 requires debtors to undergo bankruptcy credit counseling 180 days prior to actually filing for bankruptcy. And such a service facility has to be necessarily approved by the bankruptcy court according to the United States “Bankruptcy Abuse Prevention and Consumer Protection Act” of 2005. Under the requirements […]

Obama loan modification plan was introduced by federal government of the United States to help financially troubled homeowners who were unable to make their mortgage payments because of economic recession. Also decline in housing market values has made it difficult to refinance their homes with conventional methods. However, to qualify for the federal loan modification […]

The home affordable refinance program is concept designed by US President Barack Obama. The concept is all about assisting the homeowners who are facing the foreclosures by refinancing the current mortgages in a way that they can afford to pay the mortgages, even if the current value of home is lower than the mortgage they […]