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Life insurance policies tend to be very similar across the New Zealand life insurance market. The basis of the policy is to pay a lump sum if the insured person dies (and most plans will also pay the lump sum if the insured person is terminally ill – which to a life insurer typically means […]

If you are setting up a New Zealand life insurance policy, you can choose basically any lump sum you would like to insure. Some insurers have minimum levels of cover (for example $50,000) or a minimum premium that they will accept (for example $20 a month) and insurers will usually have a maximum amount that […]

Typically life insurance policies are quite similar. This is in both the main function of the policies (which is to pay the life insurance sum you have insured in the event of death or terminal illness) and also in the features that are included in the plan. For example, often a life insurance NZ plan […]

Life insurance policies are quite simple – a standard policy will pay the chosen lump sum in the event that the insured person passes away or is terminally ill. Usually there are other options that can be added to a life insurance policies (for example so that the insured sum would be paid out in […]

At the time you buy life insurance plan, there will be a number of plan features and options that you can consider adding to your insurance. Usually these will come at an extra cost – so they are intended as additions to the usual range of features (like payment on terminal illness or an advance […]