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One of the keys to getting rich and creating wealth is to understand the different ways in which income can be generated. It’s often said that the lower and middle-class work for money whilst the rich have money work for them. The key to wealth creation lies within this simple statement. Imagine, rather than you […]

Sources of income can be categorised into 3 broad types: active (earned) income, passive income, and portfolio income. Any money you ever make (other than maybe winning the lottery or receiving an inheritance) will fall into one of these income categories. In order to understand how to become rich and create wealth, it’s vital to […]

On first hearing the idea of using Other Peoples Resources (OPR), it may seem a little exploitative or unethical to some people but when you examine it closely it’s really not. It is simply a great example of ‘the principle of fair exchange’ at work. You are trading something you have (e.g. money) for something […]

If you’re currently between jobs or are experiencing a reduction in your household income for whatever reason, starting a home-based business is a great option to generate additional income. The question is: is it a better option than having a second-job? Advantages of Starting a Home-Based Business Having a second-job may be an easier short-term […]

Recently, I was at a friend’s house party and one of my best pals and I got talking about debt, specifically mortgage debt. We were discussing whether he should put a lump sum toward paying off mortgage debt attached to an investment property or use his money for something else. The question was particularly apt […]