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There is a need for proper personal bankruptcy information if you truly intend to become debt free by filing bankruptcy. It has been found that many debtors who opt to file for personal bankruptcy under chapter 7 ultimately end up being qualified for chapter 13. Nevertheless, chapter 13 bankruptcy could be deemed to be the […]

It might not be that easy for you to get the Obama loan modification approval in the absence of any proper information about the process. Therefore, if you are out to apply for the home affordable modification program or HAMP, as it is popularly known, it could be important for you to have a thorough […]

Finally, President Obama’s Home Affordable Refinance Program (HARP) and Home Affordability Modification Plan (HAMP), is now a law. That leads to rest all the myths that have been doing the rounds on home loan modifications under the federal scheme. Under the new set of rules house makers, who have been faced with enormous financial hardships […]

First of all we have to define the term of equity. Equity represents the difference between the value of a property (as defined by the market) and the claims held against it; for example, if a piece of property worth $800,000 has a mortgage on it for $300,000; the equity would be $800,000-$300,000, or $500,000. […]