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What is insurance? It can be defined as the payment of a small predictable amount of money i.e. premium, in order to protect against a larger unpredictable expense that may be a loss or claim. In short, insurance protects against a larger unpredictable expense and transfers the risk from you to the insurance company for […]
One of the most important things regarding LTC plans that all people should know is that long term care insurance premiums by state vary and may still change from time to time. Needless to say, there is no use comparing one’s LTC policy to a friend from California if you are living in Arkansas. The […]
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