Archive for the "Finance" Category

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Facing Long Term Care in Tennessee with Confidence

Just like anywhere else in the country, Tennessee is also experiencing a crisis in long term care as costs continue to soar and these are even expected to increase fourfold in less than 20 years.  In Tennessee long term care has become a daily issue since the death of the CLASS Act. About 3.2 million […]

Preparing for Maryland Long Term Costs

In Maryland long term care is dreaded by many families because no matter which long term care (LTC) setting they would go for, they will still wind up exhausting all of their assets. Nursing homes in Maryland have an average daily rate of $242 but this can go higher depending on the area where one […]

The End of CLASS Act

It stirred controversy in Congress and people held polls to see if it is really essential, but before it can start working wonders in the area of long term care CLASS Act was scrapped. This issue should not really come as a surprise since there was never actually a time when government officials shared the […]

Life Assurance & Income Protection-Are you fully protected?

Life assurance may be boring but most of us need it at some time or other in our lives whether it is to protect our dependents or provide a cash lump sum to pay inheritance tax on death. We all want security for our family and a chance to maintain the financial stability we have […]

Tax Wrappers for Spanish residents – Living in Spain and looking for a tax efficient investment?

Offshore bonds have always had a part to play in investment and tax planning whether for high net worth individuals, non domiciled UK residents or those potentially leaving the UK either on a temporary or permanent basis. Spain has its own unique version of an offshore bond with only the growth element of the bond […]