Use credit cards elegantly

A characteristic free credit period in India is 45-51 days. If you pay off the dues within this period, the interest is saved. If in case you are unable to pay off the entire amount within the due date, a common practice is rolling over the dues after paying the minimum amount. This could be […]

How secure are corporate Fixed Deposits?

It has been more than five years since his fixed deposits developed, but Delhi-based Ramesh Kumar is yet to get his money back. He has made countless calls to the company and used up reams for filing complaints, but to no avail. “The officials say that the company is facing a financial crunch. I have […]

3 Reasons To Get A FreeCreditScore Check

Although there are a number of freecreditscore check services available to us, many of us simply neglect to ever use them. But by using a free credit score check service, we could be taking the opportunity to notice whether anything’s wrong and get it sorted out. This is important thanks to the fact that so many companies will use our score to check up on us before they do any business with us. Here are three reasons for you to regularly check your score.

Up to Rs 5L car loan for govt workers

The state government has tied up with the Bank of India to provide loans of up to Rs 5 lakh to state government employees to purchase cars payable at an interest rate of 11.50% per annum. A state government order issued on Thursday states, “Motor Car Advance (MCA) to state government employees is at present […]

What to consider increasing your home loan eligibility?

LTV is a key factor in calculation of eligibility. Banks finance only up to 70-80% of the property value as evaluated by the bank’s evaluator and the rest has to be arranged by you. There is an option to sanction an in-principle amount, which helps to know the amount a bank would be able to […]