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‘Make hay while the sun shines’- goes the old adage. The saying makes more sense as more employees are careful about the decision they make. Saving up for the retirement days becomes all the more important for the salaried class and superannuation is the ideal choice. The superannuation program is particularly popular in Australia. The […]

Handling your own superannuation can be rewarding, both financially and personally. Superannuation is an integral part of the current retirement income system initiated by the Federal Government in order to assist with saving for retirement with the added bonus of tax concessions. Who Is Entitled To Receive Superannuation? A large number of employers in Australia […]

Everyone should have superannuation. It is a way of saving money for your retirement and an important part of your retirement planning. Superannuation is what will provide an income for you when you retire, therefore it is necessary to make sure you have enough to live on comfortably for the years you have left – […]

As well as dealing with wages and work conditions, most Modern Awards specify the superannuation funds to which an employer may make its Superannuation Guarantee Contributions and any additional post-tax employee contributions for an employee, unless an employee chooses another superannuation fund (i.e. the employer’s “default Fund”). In addition to a fund named in a […]

With many Australians are under significant financial pressure due to the worsening economic climate, people are now considering all avenues to get some sort of release in the downturn. One issue which may be considered is the prospect of accessing some of your superannuation to prop up your finances. The Australian Prudential Regulation Authority (APRA) […]