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Name: hardeep saini
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CBI knocks on SBI doors; Bhatt defends loan action

The Central Bureau of Investigation (CBI) on Wednesday visited the premises of State Bank of India (SBI) in Mumbai as part of its continuing probe on the role of state-owned banks in the 2G spectrum scam. However, SBI clarified that all necessary procedures were followed while sanctioning loans to some of the 2G spectrum scam […]

Secured Personal Loan for Debt Consolidation

With a view to remove all debt by merging them and correcting the bad credit score one can go for the options like secured personal loans. There can be numerous reasons to land in a bad credit position, but when it comes to finding financing which will allow to consolidate these debts in the hopes […]

Personal Loans: Questions & Answers

First of all let us get to know what is a Personal Loan. Personal loan is a loan to a private person by a bank or building society for domestic purposes, buying a car, etc. There is usually no security required and consequently a high rate of interest is charged. Repayment is usually by monthly […]

Expensive finances to trouble banks in third quarter

Treasury gains, deposit growth expected to be lower. Despite a rise in credit growth and lending rates, net interest margins (NIMs) of banks are expected to be flat or slightly lower than in the previous quarter. The reason: Banks’ dependence on costly funds – bulk deposits and certificates of deposits. “There will be pressure on […]