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Nobody knows what can happen tomorrow.  Everyone is exposed to health risks and have equal chances of needing long term care (LTC) in the future.  This is why you should not discard LTC insurance in your choice of health care plans. According to studies, about 19 percent of Americans aged 65 and older are inflicted […]

There are various long term care insurance (LTCI) policies existing in the market today.  The variety of choices however, also poses additional problem to interested buyers.  Most consumers either lack information about the types of policies or are confused between them.  So how should you decide on what LTCI policy to purchase? Be Familiar with […]

Aside from learning the definition of long term care (LTC), there are still a lot of terms in the long term care glossary that every policy holder and interested buyers should know.  Most of these words are not as popular and as oftenly used as the basic terms but that does not mean that they […]

Although there are fewer Americans who currently own an LTC insurance for their LTC needs in the future, it is quite surprising to know that the numbers of those who are interested and looking for more long term care insurance information are now slowly increasing. Thanks to the untiring and continuous efforts of the government, […]

Other than tax advantages, partnership long term care insurance (LTCI) programs also aim to encourage Americans to plan for their health care by purchasing LTCI policies.  Not all states offer the program, if you are interested on it, better find out where it is available.  But before that, start by understanding what it is and […]