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Time and time again it has been explained that long term care insurance premiums are based on the components of long term care insurance (LTCI) policies.  Although this is true, your choice of premium payment mode will also factor in the price of your policy. There are three ways that you can settle your policy’s […]

As the elderly population moves toward the age of retirement all kinds of things occupy their minds.  Among these are hobbies to pursue, places to see, family bonding activities, and long term care costs by state. Well, at least the ones with a higher level of intelligence would naturally consider the cost of care in […]

Suddenly, when the need for care arises the uninsured population starts hoping that the government will come up with something which will alleviate the cost of long term care (LTC).  Simply put, everybody needs long term care insurance (LTCI), after all, but refuses to admit it because they either find the product too expensive or […]

Long term care consists of a wide array of services which address the custodial and medical needs of people who are disabled, injured, or chronically ill. This type of care is provided in different types of settings which range from nursing homes, assisted living facilities, hospice care, continuing-care retirement communities, and even at one’s home.  […]

Unlike regular health insurance, you can never tell when you’ll need a long term care insurance (LTCI) policy but investing in one will promise you a life that is comfortable, blissful and free from financial worries. Health insurance covers one’s hospitalization, checkup with the doctor, prescriptions, dental service, vision treatment, and other medical expenses.  It […]