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Listening to the stories of senior citizens, mostly women, who try to live every day normally amidst the high cost of long term care (LTC) puts so much weight on my heart.  Long term care insurance for women is no doubt very important and should be treated more as a necessity rather than an option. […]

Between men and women, the latter are expected to spend more on health care services as they are predicted to live longer than the opposite sex.  Long term care for women is a constant subject in the government, private insurance companies and even in institutional and community-based long term care (LTC) facilities. Without expressing it […]

Many baby boomers admitted that they are scared of long term care insurance premiums and this is actually the main reason that they chose not to purchase a policy that will cover their future expenses in an assisted living facility, nursing home, or perhaps for in-home care. Even though financial advisers and long term care […]

Private insurance companies offer different kinds of health related insurance products which sometimes confuse buyers.  There’s universal life insurance, disability insurance, and long term care insurance among others.  Of all these products, the benefits of the latter are often misconstrued. So really, what is long term care insurance? Long term care insurance (LTCI) is basically […]

I agree that there are many ways to plan one’s future health care but not all of these are effective.  After a thorough research using a vast amount of long term care insurance resources, I now understand why nothing can beat an insurance policy which is designed to cover long term care (LTC) expenses. Buying […]