California’s Top 10 Cheapest Vehicles On Insurance
Those trying to buy a new car in California may only think about the expenses of the vehicle. But there are other costs associated with owning a car too, the chief one of which is car insurance. Sometimes by buying a less expensive car can cost the same as a pricier version of it, due to higher insurance costs. Some autos prove to be less expensive to insure than your average ones. Several aspects go into calculating this.
Driving records is one of the largest building blocks when it comes to calculating insurance quotes. Every company’s rates and the ways that they determine them will vary. An important aspect is the type of vehicle that someone is driving.
For autos in California, one important tip is to look into the performance of the car in terms of safety features, how easy it is broken into and what happens to the vehicle if it crashes from 60mph. Vehicles that have a lot of security and safety devices will be less expensive to insure. This is only logical: cars that are stolen more often and take a lot of damage in the event of an accident will naturally require more repairs, thus higher insurance costs.
The safest way to determine how much a car will cost the person to insure is to get auto insurance rate quotes from well regarded Internet sites. There are a number of these out there such as Kanetix that will provide accurate estimates on the amount in premiums that an individual will likely have to give. Using your driving history, the year, make, and model of the vehicle will be sufficient to obtain good working estimates of rates. If you’re not sure what year or model your car is exactly, having the VIN can be help.
To get a rough idea of how much you will pay for insurance, there’s a few questions to ask. The biggest question to ask is how much power does the car have? Is it a fast car that can speed from 0 to 60 in less than 5 seconds? This will scare insurers into higher rates since they know that drivers will be tempted to take it for joyrides and that any necessary repairs will be expense. Next, how big is this car you’re trying to insure? Although bigger vehicle usually means better safety, it also means you can do more damage to other cars. Lastly, is this a family car? Family cars such as minivans and wagons tend to be less expensive to insure because they’re driven by families, which are generally less reckless.
These characteristics tend to indicate the least expensive cars to insure and drive.
With that in mind, here are the ten cheapest cars to insure in California:
10. Oldsmobile Bravada
9. Jeep Wrangler
8. Saturn Vue
7. Chevrolet Astro
6. Chevrolet Venture
5. Saturn L Series Wagon
4. Chrysler PT Cruiser
3. Saturn L Series Sedan
2. Pontiac Montana
1. Oldsmobile Silhouette
Getting the right policy can be really time consuming and just flat out exhausting. So instead, save your time and get car insurance California.
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