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For many people, getting credit is not as easy as it used to be! If you have a 700 or better credit score, a good job, and can put 20% down it is no problem. The people that meet that criteria are far and few between any more. The economy has hurt almost everyone to […]

Look, I know these steps may not be easy for you, but if you want to have lower interest rates, be treated with more respect, get credit when you need it, then there are not any short cuts. Following these 5 steps can save you thousands of dollars over the years. Make a decision and […]

I know a lot of people in Topeka Kansas that would love to buy a car but believe they can’t get financed. The reason is that they have abused the credit that they were given in prior times. This does not mean you cannot get financed now. It does mean that you have to get […]

1. Manage your credit. Know what your credit score is. Check with TransUnion, Equifax, and Experian. 2. Determine what you can pay. Check on line for Car Loan Payment calculators. Don’t pay more than you can afford! 3. Don’t just look at the monthly payment. Look at the entire loan. In some cases you may […]