Agricultural insurance policy issued to the farmers to bring good
May 16, the reporter learned from Changzhou Agricultural Bureau, for the protection of agricultural production safety, to promote the development of modern agriculture, according to "the Office of Changzhou municipal government to adjust policy to inform the relevant policies of agricultural insurance" and "Changzhou Agricultural machinery Policy of insurance (for Trial Implementation) "spirit of the document notified, our district will develop a" regional agricultural machinery in 2009 the implementation of the insurance policy approach ", engaged in agricultural production and operation of agricultural machinery to implement agricultural policy insurance at all levels finance insurance subsidies. Province set insurance subsidies, to provide premium levels of financial subsidies in principle less than 90% of total premiums. Various types of agricultural households and agricultural region service organizations may participate under the terms of the related insurance Agricultural Insurance. Agricultural machinery must be insured for the purchase of agricultural households use, and safety supervision at the local agricultural sector registered agricultural machinery.
Order to better carry out the work of our region's agricultural policy of insurance models tentatively combine in field operations, insurance tentatively combine third party liability insurance (insurance stipulated by the Province) and by the Secretary (then pay staff) staff personal accident insurance (insurance market be) two types of insurance. Combine third party liability insurance premiums for each 665 yuan, which combines the provincial subsidies and passengers (corn receiving member) personal accident insurance premium per person per 100, combine harvester third party liability insurance limit of not more than 10 million personal accident insurance liability limits for death or injury per person not more than 2 million medical expenses limit is not more than 10,000 yuan per person.
"Implementation measures" provisions, agricultural insurance, the insurance sector to "commercial self-mode", the region will choose a policy-oriented agricultural insurance with insurance companies qualified contractor to carry out insurance business. The province will subsidize the insurance of government at all levels to provide premium subsidies in principle, 90% lower than the total premium, in which the ratio of 20% of provincial subsidies, municipal subsidy of 20%, area ratio of 25% subsidy level , township subsidies accounted for 25%, the proportion of agricultural households own 10%; for the insurance market given the subsidies provided by all levels of premium finance premium subsidies in principle than 80% of the total, of which the proportion of municipal subsidies 20%, district subsidies increased to 30%, compared to 30% of the township subsidies, the proportion of agricultural households own 20%. Agricultural insurance premium part of agricultural households own one-off paid in full by the agricultural households, and the rest covered by the government at all levels on a regular basis with the insurance company settlement.
In addition, the "Implementation Procedures" also stipulates that the agricultural policy of insurance policies and claims, cash management and other related content, underwriting insurance company and the district agricultural authorities to carry out safety education activities organized every year to promote agricultural safety. It is understood that I District Agricultural Bureau and Finance Bureau issued the "Implementation Measures", mainly to promote the region's agricultural production safety, and vigorously promote the development of modern agriculture industry. Higher financial subsidies on agricultural households for the region is good news.
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