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Customers must spot lapses before credit bureau, bank can take corrective steps. For customers who want to know their individual credit rating scores, buying a credit information bureau’s (CIB) report will take just a few minutes. However, trying to clear any lapses in that report could take a month. Besides, almost always, the onus of […]

Foreign, private sector banks announce a slew of initiatives, explore inorganic opportunities. After a gap of 3 years, banks are once again planning to aggressively expand their credit card portfolios in India. Foreign and private sector banks have announced a slew of initiatives and are exploring inorganic opportunities to ramp up their card businesses. Bankers […]

Axis Bank, India’s third largest private sector bank is looking to grow its retail lending to 30% of its total lending in next three years with a focus on home loans, car loans and cards business in smaller cities. “We would like to grow our retail lending to around 30% of our advances in three […]

The kind of gifts that came along with the car they bought were fabulous: BlackBerry smartphones, DVD players, LED televisions and digital cameras. Ford gave away these to its customers under a midnight sale scheme on Sunday, but the US auto giant is not the only one among the manufacturers in the field to launch […]

Axis Bank, the third largest private sector lender, is in the midst of a makeover. From being known as a corporate bank with a focus on infrastructure financing, the bank wants to step up its retail lending operations. Axis bank hopes to achieve a higher market share through retail advances — 30 % of total […]