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Standard Chartered Bank is set to acquire over half of Barclays credit card portfolio in India. Barclays currently has a little over 300,000 cards in India. The deal, which will be signed this week, will see Standard Chartered Bank adding 170,000 cards to its existing portfolio of 1.1 million cards. The foreign lender will also […]

What prompted YES Bank to be among the first banks to hike the interest rates for savings accounts? YES Bank has been a strong proponent of deregulation of savings rate for over a year. The Reserve Bank of India’s move will be a game changer for YES Bank, the banking industry and, most definitely, the […]

You need to keep in mind some general conditions while applying for home loan, pertaining to determination of eligibility and the documentation requirements, in order to accelerate the loan process. The specific requirements may vary between different banks, depending on the purpose of the loan, amount required, tenure etc. HOME LOANS ARE AVAILABLE TO: Individuals: […]

Housing Development Finance Corporation (HDFC) has said slowing economy and rise in interest rates are unlikely to dampen the appetite for home loans in the country. “GDP growth slowing will not impact, and interest rates have not reached a stage where people should stop buying homes,” HDFC Managing Director Renu Sud Karnad told Deccan Herald. […]

State Bank of India and ICICI Bank have already waived prepayment charges, others are expected to follow the trend. if you are looking to prepay your home loan; it will also work for those looking to switch to a loan that carries a lower interest rate. RBI had asked banks to cut pre-payment penalties. NHB […]